Youth Builder

Youth Builder Protection Plan

Our Youth Builder Protection Plan helps parents give their children a strong financial start. By starting life insurance early, families build healthy financial habits while also protecting their child’s future insurability. It’s a simple way to plan ahead and provide lasting security for the years to come.

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Why Life Insurance For Children?

  • To build good habits for future financial security
  • To protect insurability
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Youth Builder - Modified Whole Life

  • Issue Age 0-17

  • $5,000-$20,000 Whole Life Insurance

  • Premium Guaranteed For Life

  • Benefit Automatically Doubles At Age 18 with no additional premium

  • Waiver of premium in the event of total disability

  • Automatic Loan Option

  • Cash Value builds for cash or loan, or to purchase paid up insurance

  • Guaranteed Purchase options at ages, 27, 29, 31, 33, 35 & 37

  • No Evidence of Insurability Required

  • In the event of Marriage, birth or adoption of a child, the guaranteed purchase option may be exercised in advance